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National Pension Plan(國民年金)

Last updated date:2020/6/2

National Pension Plan

The National Pension Plan is a basic pension paid out to all people who live in Japan.
Everyone from the age of 20 years and under the age of 60 years who lives in Japan is required to join the National Pension Plan, which also includes non-Japanese residents.

For more details, please visit the Japan Pension Service website or call.
National Pension Plan(Japan Pension Service)(外部網站)
*Pamphlets are available in the following foreign languages: English, Chinese, Korean, Portuguese, Spanish, Indonesian, Tagalog, Thai, Vietnamese, Burmese, Cambodian, Russian, Nepali, and Mongolian.
Pension Hotline General pension inquires Tel: 0570-05-1165
If calling from a phone with a number beginning with 050, call (Tokyo) 03-5539-2216 (landline)

Who is required to sign up for the National Pension Plan?

Everybody who lives in Japan must sign up, regardless of whether or not they have Japanese nationality.

  1. Person insured in the first category of the insurance scheme
    People aged 20 - 59 years, who are self-employed, work in agriculture, forestry or fishery industries, students, unemployed, etc. (excluding those who fall under the following second and third categories)
  2. Person insured in the second category of the insurance scheme
    Company employees, civil servants, etc. under the age 65 of years who are currently enrolled in an Employee Pension Plan (Kosei Nenkin), and those aged 65 years or older who do not have any entitlement to receive an old age (retirement) pension
  3. Person insured in the third category of the insurance scheme
    In principle, spouses aged 20 - 59 years who are dependent on a person insured in the second category of the insurance scheme

*You can apply to join the National Pension Plan as a person insured in the first category of the insurance scheme at the National Pension Section of a ward office in the area in which you live. Please inquire at the ward office for more details.
To become a person insured in the second category of the insurance scheme, please apply through your workplace.
To become a person insured in the third category of the insurance scheme, please apply through your spouse's workplace.

Paying your national pension premium (how to make payments under the National Pension Plan)

As of FY 2020, the national pension premium is set at 16,540 yen a month.
Once you join the National Pension Plan, you are obliged to make these payments. You can make payments using the payment slips you receive in the post. Simply take them to a bank, post office or convenience store and pay at the counter. Alternatively, you can also pay via direct debit from your bank or post office account, or using online banking or a credit card.
For more details on the monthly national pension premium, please visit the Japan Pension Service website.
National Pension Plan(Japan Pension Service)(外部網站)

There is a system of exemption from payment in place for those having difficulty paying the national pension premium. If you apply through this system, you can receive a full or partial exemption from payment. For those under the age of 50 years, there is also a system of postponement of payment in place.
Information on exemption/postponement of payment of the national pension premium(Japan Pension Service)(外部網站)

In addition, students can also make use of a special system for exemption from payment. Under this system, students can apply to have payment of the national pension premium postponed in the event their income from the previous year was below a certain level. When applying, you need to submit something to prove you are a student, such as a student ID card.

Lump-sum withdrawal payments for non-Japanese residents

Non-Japanese residents who are enrolled in the National Pension Plan and who meet certain criteria can receive a lump-sum withdrawal payment if they leave Japan to return home.
Procedures for receiving a lump-sum withdrawal payment(Japan Pension Service)(外部網站)

Applying to receive pension payouts

You need to apply to receive pension payouts.

  1. Basic pension for the elderly
    Those who have paid into the National Pension Plan for 10 years or more (including periods of exemption from paying the national pension premium) can in principle start receiving their pension payouts from the age of 65 years.
  2. Basic pension for disabled people
    You can receive these pension payments if you become disabled due to an illness or injury and you meet certain criteria.
  3. Basic pension for bereaved spouse
    These pension payments are made to wives with children or children in the event that the household's breadwinner passes away.

For more details, please visit the Japan Pension Service website or call.
Regarding pension payouts(Japan Pension Service)(外部網站)

Where to inquire (*Inquiries in Japanese only)
ContentContact details

About these procedures
(If you live in Tsurumi-ku)

Tsurumi Ward Health Insurance and Pension Division
Tel: 045-510-1802 Fax: 045-510-1898

About these procedures
(If you live in Kanagawa-ku)

Kanagawa Ward Health Insurance and Pension Division
Tel: 045-411-7121 Fax: 045-411-7088

About these procedures
(If you live in Nishi-ku)

Nishi Ward Health Insurance and Pension Division
Tel: 045-320-8421 Fax: 045-322-2183

About these procedures
(If you live in Naka-ku)

Naka Ward Health Insurance and Pension Division
Tel: 045-224-8311 Fax: 045-224-8309

About these procedures
(If you live in Minami-ku)

Minami Ward Health Insurance and Pension Division
Tel: 045-341-1129 Fax: 045-341-1131

About these procedures
(If you live in Konan-ku)

Konan Ward Health Insurance and Pension Division
Tel: 045-847-8421 Fax: 045-845-8413

About these procedures
(If you live in Hodogaya-ku)

Hodogaya Ward Health Insurance and Pension Division
Tel: 045-334-6332 Fax: 045-334-6334

About these procedures
(If you live in Asahi-ku)

Asahi Ward Health Insurance and Pension Division
Tel: 045-954-6131 Fax: 045-954-5784

About these procedures
(If you live in Isogo-ku)

Isogo Ward Health Insurance and Pension Division
Tel: 045-750-2421 Fax: 045-750-2544

About these procedures
(If you live in Kanazawa-ku)

Kanazawa Ward Health Insurance and Pension Division
Tel: 045-788-7831 Fax: 045-788-0328

About these procedures
(If you live in Kohoku-ku)

Kohoku Ward Health Insurance and Pension Division
Tel: 045-540-2346 Fax: 045-540-2355

About these procedures
(If you live in Midori-ku)

Midori Ward Health Insurance and Pension Division
Tel: 045-930-2337 Fax: 045-930-2347

About these procedures
(If you live in Aoba-ku)

Aoba Ward Health Insurance and Pension Division
Tel: 045-978-2331 Fax: 045-978-2417

About these procedures
(If you live in Tsuzuki-ku)

Tsuzuki Ward Health Insurance and Pension Division
Tel: 045-948-2331 Fax: 045-948-2339

About these procedures
(If you live in Totsuka-ku)

Totsuka Ward Health Insurance and Pension Division
Tel: 045-866-8441 Fax: 045-871-5809

About these procedures
(If you live in Sakae-ku)

Sakae Ward Health Insurance and Pension Division
Tel: 045-894-8421 Fax: 045-895-0115

About these procedures
(If you live in Izumi-ku)

Izumi Ward Health Insurance and Pension Division
Tel: 045-800-2421 Fax: 045-800-2512

About these procedures
(If you live in Seya-ku)

Seya Ward Health Insurance and Pension Division
Tel: 045-367-5721 Fax: 045-362-2420

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